Terms of Use
These terms govern your access to and use of this website. They are provided as a draft for review and are subject to finalization before publication.
Acceptance of Terms
By accessing this website, you agree to these terms of use. If you do not agree, please do not use the site. These terms may be updated from time to time, and continued use after changes constitutes acceptance of the updated terms.
Educational Content Only
All content on this website is provided for general educational purposes. It is not intended as individualized legal, tax, or investment advice, and it does not constitute an offer to sell or a solicitation to buy any insurance or investment product. Product availability depends on applicable licensing, registration, and state regulation.
No Advisory Relationship
Submitting a contact form or scheduling a consultation does not by itself establish an advisory, brokerage, or client relationship. Any such relationship is established only through appropriate agreements and disclosures specific to the services to be provided.
Accuracy of Information
We strive to present accurate information, but we do not warrant that all content is current, complete, or applicable to your circumstances. Insurance and financial product terms, tax law, and regulatory requirements change over time. You should confirm any material point with qualified professionals before acting.
Third Party Links
This website may contain links to third party websites. We do not control and are not responsible for the content or practices of those sites. Any reliance on third party information is at your own risk.
Limitation of Liability
To the fullest extent permitted by law, Roberts & Associates disclaims liability for damages arising from your use of or reliance on this website or its content. This limitation is subject to applicable law and should be reviewed by counsel before publication.
Final Review Required
These terms are a draft prepared for review. They must be reviewed and approved by qualified counsel to ensure they reflect the firm's actual practices and comply with applicable law before publication.